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D & E Insurance Agency

1903 N Main St,
Muskogee, OK 74401

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D & E Insurance Agency Blog

Does my auto insurance cover a rental car

When you choose an independent insurance agent,  they work for you not for one insurance company. Independent agents represent many carriers, which allows them to find one that is the perfect fit for every customer. At D & E Insurance Agency in Muskogee, OK, we work with our customers to personalize their insurance coverage. 

When it comes to renting a car, you will probably be doing it online. These days it is the usual way to rent a car. As soon as you have placed your dates, destination, and car choice, questions about insurance coverage will start to pop up. Nobody wants to pay for insurance they don’t need at the same time, no one wants to be driving without having the coverage they need. 

Whether or not your auto insurance will cover a rental car depends on exactly what your policy looks like. If it is a basic auto insurance policy, then there will not be enough coverage. You need to have a policy with collision and comprehensive coverage. It needs to protect the vehicle itself, not just you, from liability. 

Before you decide to say yes to any coverage that the rental car company offers, check with your credit card company to find out if it provides rental car coverage. Many of them do. 

You do not need to take additional liability coverage from the rental car company if you are happy with your coverage. If you have home, condo, or renters insurance, you don’t need theft insurance for your vehicle. All you need is a CDW that takes you out of the picture in the event of damage to the car. It’s expensive but gives peace of mind.  

Contact D & E Insurance Agency in Muskogee, OK when you are in the market for auto insurance.  

Partner Carriers

  • Access Insurance Company
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  • Travelers
  • UAIC