In Oklahoma, there are laws about the kind of insurance that you must have on your vehicle as well as how much of each coverage type you need. This is not a limit on how much insurance you can have, however. It’s generally recommended to add more coverage to an auto policy in Oklahoma. The required amounts in Oklahoma are low when compared to other states, and adding onto your maximum payout amounts is a smart move. If you’re interested in auto insurance, call us today at D & E Insurance Agency in Muskogee, OK.
Bodily Injury Liability
When you get your auto insurance, there are two amounts of bodily injury liability protection that you must have. This includes a specific amount of coverage for one person who becomes injured in an accident. There is another, the higher amount required for when an accident injures two or more people. Both of these amounts are too low to pay for a serious accident in many cases. In some cases, the medical bills may go on for weeks or more as someone receives care after the accident. Your bodily injury coverage even pays for your own lawyer’s fees.
Property Damage Liability
The state of Oklahoma also requires you to have at least a specific amount of coverage for any property that is damaged during an accident that you caused. This coverage can cover items in the other car that get broken in the crash as well as property damage is done to a home or to landscaping. This coverage is vitally important not only because it’s required but because it can save you from financial disaster if another vehicle or other items are damaged and you don’t have the money to fix it all.
Get Your Auto Insurance
If you need auto insurance in Oklahoma, call us at D & E Insurance Agency in Muskogee, OK.