If you have purchased a motor home, you will want to protect your investment by obtaining a motor home insurance policy. At the D & E Insurance Agency in Muskogee, OK, our agents know and understand all the details of the best motor home insurance policies for you and your situation.
In the state of Oklahoma, you must have the same liability insurance policy that you have for your car, truck, or SUV. This law applies to all vehicles on the roadways and motor homes are no exception. Liability insurance will assist you in paying for any injuries or property damage that is caused by you during an accident you are involved in. This is a minimum amount of insurance, though, and to fully protect the investment you have made in your motor home, you will want to secure a more detailed policy with several coverage options.
In addition to liability insurance, you will want to purchase underinsured and uninsured coverage to protect the investment you have made in your motor home if you become involved in accident that is deemed to be the other driver’s fault. If the other driver does not have enough insurance to cover injuries sustained by you or your passengers, along with damage to your motor home, this part of your policy will assist in paying for those damages and medical bills.
Comprehensive insurance coverage will be required by a lender if you owe money on your motor home but even if you do not, it is a good policy to obtain. It will cover your motor home if it is damaged by a natural disaster, such as a tornado or hailstorm, vandalism, or a fire. It will also pay to replace your motor home if it is stolen and not recovered.
This type of insurance coverage will pay for the repairs of your motor home if you are involved in a collision with a vehicle or an object. For example, if you back your motor home into someone’s garage door, this part of your policy will pay for the damages to your motor home along with the garage door.
To obtain the best coverage to protect your motor home, you will need to contact a trusted and experienced motor home insurance agent. The motor home insurance agents at the D & E Insurance Agency in Muskogee, OK are ready to assist you. Call for an appointment and quote today!