In Oklahoma, there are types of auto insurance that are mandated by law as well as optional types that you can either get or refuse. If you need auto insurance, call us at D & E Insurance Agency in Muskogee, OK to find out more.
There is a minimum amount of auto insurance that is required by state law. This includes liability insurance for both bodily injury and property damage. Both of these types of liability insurance come with mandatory minimums of coverage. There is a set amount required for bodily injury for each person in an accident. There is also a set amount for all of the bodily injury expenses for the entire accident. Added to this is a minimum amount for any property damage you cause through an accident.
There is also a minimum amount of uninsured motorist coverage that Oklahoma insurers have to offer to you. However, you are not required to get this type of insurance.
In addition to uninsured motorist coverage, there is also collision and comprehensive insurance as well as personal liability. Collision and comprehensive policies cover your own vehicle when there has been in an accident or another incident that caused damage or destruction. Personal liability insurance covers a wider range of liability issues. Both insurance types can help you to protect yourself, your assets and your financial future against monetary loss.
If you want to talk to an agent about the best auto insurance for your vehicle, call us at D & E Insurance Agency in Muskogee, OK to make your appointment. It's important to have the insurance you need to avoid both problems with the law and liability issues that could force you to sell your assets.