If you rent your home, there are a number of precautions that you need to take to protect yourself. One way that you can protect yourself is to have a renter’s insurance policy. These policies protect you in a number of ways against serious expenses that could be unaffordable. All renters need to have this policy in place just in case of damaging incidents that can cost them a bundle. If you’re a renter and need coverage, call us at D & E Insurance Agency in Muskogee, OK.
It’s Generally Required
One reason that you need to have renter’s insurance is that it’s usually required by landlords. You don’t have to have the dwelling insured, as that’s up to the landlord. However, you do need the other types of protection that these policies provide. If you don’t have a policy in place, the owner of the home may be sued if something happens there that damages property or injures someone. Your renter’s insurance has different types of coverage within it, and one of these is liability coverage. The policy can pay for the medical bills and other costs that someone has if they are injured in your home.
It Protects Your Property
The items that you own inside your rented home are also in need of protection, and renter’s insurance includes this type of coverage. You have a lot invested in the things that you own, and they could be in danger or being destroyed in an accident, disaster, etc. When this happens, your policy can pay for you to replace the things you own so that you can quickly get back to your normal life.
Get Renter’s Insurance Today
Even if it isn’t required for you, you need renter’s insurance. Call us at D & E Insurance Agency in Muskogee, OK.