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D & E Insurance Agency

1903 N Main St,
Muskogee, OK 74401

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D & E Insurance Agency Blog

Can My Business Buy a Business Owners’ Policy?

Protecting your small to mid-sized Muskogee, OK area business proves simpler with a business owners’ policy (BOP) from D & E Insurance Agency. This package of four commonly needed insurance policies provides your business with vital financial protection at a better rate than purchasing the four policies separately. 

BOP Qualifications

Every insurance company uses its own modification of the criteria, but each applies four main requirements. To qualify for a BOP, a business must:

  • Maintain a staff of fewer than 100 individuals
  • Operate from an office or commercial space
  • Generate annual revenue of less than $1 million
  • Require one year or less of business interruption insurance.

Essentially, a BOP provides a strong foundation for a company while it remains in the startup phase.

How a BOP Helps Your Business

Buying a BOP package doesn’t just save you money on premiums. It automatically provides coverage for:

  • Commercial property
  • Bodily injury and property damage liability
  • Personal and advertising injury liability
  • Business interruption coverage.

With these important protections, a business remains covered from most perils and all liability situations.

You can also add other coverage to your commercial policy package, using the BOP as the foundation. Commonly added coverage includes a commercial auto policy, glass coverage if your business space features plate glass windows, and malpractice protection for attorneys and medical practitioners.

Contact Us for Coverage

Contact D & E Insurance Agency for a commercial insurance consultation for your Muskogee, OK business. We offer commercial policies that protect the financial future of your business. Call or email us today about a business owners’ policy for your company.

Partner Carriers

  • Access Insurance Company
  • American Modern
  • AmWINS
  • Equity Insurance Company
  • Gainsco
  • Harbor
  • Liberty Bankers Life
  • National Lloyds
  • The National Security Group
  • Progressive
  • Traders Insurance
  • Travelers
  • UAIC