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D & E Insurance Agency

1903 N Main St,
Muskogee, OK 74401

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D & E Insurance Agency Blog

If I Rent, Does My Landlord’s Property Insurance Cover My Personal Items?

Many renters in Muskogee, OK may assume their personal belongings are protected by the landlord’s property insurance. However, landlord insurance only covers the building itself, not the tenant’s possessions. Without renters’ insurance, you would be responsible for replacing your items out of pocket after a loss. If you are renting, contact the team at D & E Insurance Agency to secure a renter’s insurance policy.

Benefits of Having a Renter’s Insurance Policy

You work hard to purchase the items you rely on every day, from clothing and electronics to furniture and other personal belongings. Each of these items represents an investment worth protecting.

With a renter’s insurance policy, you can feel confident knowing your personal belongings are covered. Your policy can protect your items from events such as fire, smoke damage, water damage from certain causes, vandalism, and theft.

If your rental home becomes uninhabitable due to a covered loss, your renters’ insurance may also help pay for temporary housing until repairs are completed.

Renter’s insurance typically includes liability coverage. If a guest is injured in your home or you accidentally cause damage to the rental property, liability coverage can help protect you from financial liability.

Contact Our Team

Do not spend another day worrying about whether your personal belongings are protected in Muskogee, OK. Speak with an agent at D & E Insurance Agency to learn more about affordable renter’s insurance options. We make the process simple and stress-free so you can enjoy peace of mind.

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