Owning a home means protecting it with the right insurance. If you’re a resident of Muskogee, OK, you may be wondering if your standard homeowners’ insurance covers all natural disasters. While some natural disasters are typically covered, not all are protected with a basic policy in place. At D & E Insurance Agency, we help clients determine the best course of action to protect their home investment year-round.<\/p>\n
In many standard homeowners’ insurance policies, some <\/em>disasters are covered. Lighting, fire, hail, and windstorms are typically covered. If you experience a tornado, for instance, you can likely file a claim for damages sustained once the storm has passed without an issue.<\/p>\n On the other hand, there are also natural disasters that are not covered by traditional homeowners’ insurance policies. For most residents in the region, flooding and earthquakes are not covered. Damage caused by heavy rainfall and rising water may not be protected under a standard homeowners’ policy. To protect your home from flood and water damage, you will require a separate flood insurance policy, which is typically provided via the NFIP, or the National Flood Insurance Program. You may also opt for an earthquake endorsement policy if you are determined to protect your home from all potential natural disasters.<\/p>\n Choosing the right homeowners’ insurance policy is crucial when you live in or near Muskogee, OK. This is especially true during tornado season or in regions that have higher risks of natural disasters. Working with an agency such as D & E Insurance Agency is a way for you to feel comfortable with and confident in the decisions you make when selecting an insurance policy (and add-ons) that are right for you. To learn more about your homeowners’ insurance options, contact us today.<\/p>\n","protected":false},"excerpt":{"rendered":" Owning a home means protecting it with the right insurance. If you’re a resident of Muskogee, OK, you may be wondering if your standard homeowners’ insurance covers all natural disasters. While some natural disasters are typically covered, not all are protected with a basic policy in place. At D & E Insurance Agency, we help […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[7,26,22,23,24],"class_list":["post-128","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-d-e-insurance-agency","tag-home","tag-insurance","tag-muskogee","tag-ok"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\tWhat Is Not Covered<\/h2>\n