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Tulsa Auto InsuranceFormally A-OK Preferred Insurance Agency, D & E Insurance is a family business that has been in Muskogee, OK since 1989. With a promise of personable service where we treat you like family, our loyal customers have made us what we are today. D & E Insurance provides affordable auto, home, life, motorcycle, RV, boat, travel trailer, business, general liability, commercial and umbrella insurance policies. Along with our excellent and affordable insurance policies, D & E Insurance now provides bonds, medical air services at affordable rates, ambulatory coverage and legal service protection from LegalShield.

Tulsa Auto Insurance

In Oklahoma, proof of insurance is required for all drivers. You must be able to establish financial responsibility in order to operate a vehicle. This is done in the form of liability insurance. The minimum requirements to protect yourself are:
  • 25,000 - Injury or death of one person
  • 50,000 - Injury or death of two or more people
  • 25,000 - Property Damage

It is important to remember that these limits are the minimum amount you must carry. You must keep in mind that an accident can possibly cost far more than these requirements. For instance, if you cause an accident with a brand new, custom, Ford F150 where the driver is severely injured, the minimum requirements are likely to not cover the accident. This could result in a large financial settlement you are left to pay, injuries and damage to you and your car, and possibly a legal situation. Be sure to speak with your independent insurance agent to help you find an affordable auto insurance policy that will cover you, your vehicle and your finances.

Tulsa Home Insurance

Living in Oklahoma, we are accustomed to tornadoes, snow and other severe weather rolling through the state. Therefore, home insurance is important, whether you own a mortgage on the home or it is paid in full. Home insurance protects your home in the event of tornadoes in the spring, summer lighting, hail and fallen trees after storms, and damage caused by snow and winter weather. Home insurance will also cover your home if a burglary occurs or an injury occurs on your property.  Remember, additional ad-ons must be purchased to cover such things as floods, home businesses and earthquakes.

Insurance companies will decide the premium of your home insurance by taking into account facts such as replacement costs, the location of your home, your claims history, credit history, distance from a fire/emergency station, and costs to repair or rebuild your home. Finding the right home insurance policy to fit your home's needs is important. Speak to an independent insurance agent to help you find the policy that fits your home best.

Tulsa Life Insurance

No matter how old you are, life insurance is important. Life Insurance will pay a designated beneficiary a certain amount of money in the event of the death of the insured person. For instance, if you are single, life insurance could be used to pay off student loans, a car note and funeral costs. If you are married with children, life insurance will be there to help your family stay on their feet after your death. There are different types of life insurance - term life, whole life and universal life.

Term life insurance is the simplest and least expensive type of life insurance, with no cash value. A term life policy has one function - to pay a specific amount of money to the beneficiary in the event of the death of the insured during a specific amount of time. For instance, you could purchase term life insurance for the term of your child's life until college. If you are still alive once they graduate high school and the term ends, no money is paid. However, if you happen to die when your child is 10 years old, the designated amount of money of the policy will be paid to your family.

Whole Life Insurance, provides a death benefit and cash value. While whole life insurance has a higher premium, there is a cash value amount in addition to providing insurance. The premium is fixed and will not increase throughout the life of the insured. Upon the insured's death, the policy pays a death benefit and a cash value that has been built throughout the years.

D & E Insurance is an independent insurance agency with a desire to provide every customer with the service they deserve. We will provide a free insurance quote for Tulsa auto insurance, or any line of insurance you need. Give us a call today at 918-683-0021 -  we promise to provide the very best insurance policy for you and your family.
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Sinta Wiranata said...
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