Owning auto insurance is very helpful if your car is stolen, but preventing auto theft is even better. Filing a claim is time consuming, inconvenient and can possibly raise your auto insurance premium. Instead, minimize your risk by following these auto theft prevention pointers:
Arm your car: Alarms make noise if a car is broken into, calling attention to the scene of the crime. Even with all the noise in today’s modern landscape, car alarms can still alert bystanders to call the police.
Lock up: Thieves are more likely to target cars that they can get into quickly. If you don’t lock your car doors, it’s like you’re sending out an invitation to carjackers.
Don’t hide the spare key: Some people hide a magnetized key case in wheel well of their car to assist if the keys get locked inside the vehicle. This trick may be handy for you, but it’s also very useful for thieves.
Use a steering wheel lock: If a thieve breaks open the lock and hotwires the car, he can still be thwarted if the steering wheel is locked with a locking device. In fact, thieves may be deterred simply by seeing one of these locking devices through the window. But even if someone does break in, a steering wheel lock can prevent him from driving away in your car.
Install a tracking device: A tracking device can alert the police to the location of your car if it does get stolen. It can’t prevent theft, but it can help with recovery.
Buy comprehensive auto insurance: If your car does get stolen, comprehensive auto insurance can cover the costs of repairs or replacement if it cannot be recovered. Without this coverage, you may have to pay out-of-pocket for these losses.
Filing claims is a hassle, so remember that an ounce of prevention is worth a pound of cure. What does this mean? Do everything in your power to prevent theft from occurring in the first place.
Get comprehensive coverage today. Call D & E Insurance Agency at (918) 683-0021 for more information on Tulsa auto insurance.